{"product_id":"how-your-credit-score-is-calculated","title":"How Your Credit Score Is Calculated","description":"\u003cp\u003eHow Your Credit Score Is Calculated is a practical, comprehensive guide that gives you everything you need to understand and move your FICO score — clearly explained, evidence-based, and designed to be worked through over an afternoon.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eWhat you'll learn:\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eThe five factors FICO uses — and how much each one matters\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eWhy payment history and utilization make up 65% of your score\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eThe fastest way to boost your score in 30 days\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eHow to build credit from zero with no history\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eHow to repair a damaged score — in the right order\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eThe dispute process for errors on your credit report\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eYour first 90 days — step-by-step action plan\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eWhat's included:\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eFull PDF guide (Beginner level, Universal)\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eFree printable worksheet — download at \u003ca href=\"https:\/\/pdflifeguide.com\/pages\/resources-how-your-credit-score-is-calculated\" title=\"Free resources for the Credit Score guide\" rel=\"noopener\" target=\"_blank\"\u003epdflifeguide.com\/pages\/resources-how-your-credit-score-is-calculated\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eCurated video recommendations\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eRecommended books and further reading\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eFormat: Instant digital download. PDF opens on any device — phone, tablet, computer.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003eFinance \u0026amp; Money • Credit • Beginner • Universal\u003c\/p\u003e","brand":"PDF Life Guide","offers":[{"title":"Default Title","offer_id":49079834083580,"sku":"PDF02-CREDITSCORE","price":2.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0803\/8023\/1932\/files\/1778249304.jpg?v=1778294331","url":"https:\/\/pdflifeguide.com\/products\/how-your-credit-score-is-calculated","provider":"PDF Life Guide","version":"1.0","type":"link"}